3 November 2026 · Kanoonwale Bhaiya On 1 November 2026, at the 74th Foundation Day of the Employees' Provident Fund Organisation, the Union Labour Minister launched a WhatsApp service for subscribers and automatic settlement of small inoperative accounts; for employers, however, the more consequential matter remains the ₹25,000 wage ceiling now in force. What EPFO announced on its 74th Foundation Day Addressing the celebration in New Delhi on Sunday, 1 November 2026, the Union Labour and Employment Minister, Dr Mansukh Mandaviya, launched EPFO's verified WhatsApp service. Subscribers can now view their PF balance, their latest five transactions and their passbook information on WhatsApp, and can also receive personalised guidance in completing requirements connected with the Pradhan Mantri Viksit Bharat Rozgar Yojana (PMVBRY). The stated objective is to make routine services available on a familiar mobile platform and to reduce the need to visit EPFO offices. The seco...
A cheque given to repay a loan or pay a bill comes back from the bank marked "insufficient funds" or "payment stopped". The next question is nearly always the same: what can the person who received it actually do? This article explains, for readers anywhere in India, how a cheque bounce complaint works under the Negotiable Instruments Act, 1881. It is a central law, so the basic steps are the same in every state. It is not one of the laws replaced in 2024, so the Bharatiya Nyaya Sanhita does not change these steps. Why a bounced cheque can become a criminal case Section 138 of the Act treats the return of a cheque unpaid, for lack of funds or because it exceeds the arrangement with the bank, as an offence by the person who drew it. The cheque must have been given to repay a legally enforceable debt or liability. The punishment can be imprisonment of up to two years, a fine of up to twice the cheque amount, or both. In practice, most cases end in settlement a...