HOW TO WIN A CHEQUE BOUNCE CASE IN LUDHIANA A Complete Guide to Section 138 NI Act | Criminal & Civil Recovery By Advocate Prabal Bhandari | Kanoonwale Bhaiya INTRODUCTION: CHEQUE BOUNCE CASES IN LUDHIANA A cheque bounce is one of the most common financial disputes in India. Whether you're a business owner, creditor, or individual, receiving a bounced cheque is frustrating—and leaving it unaddressed is even more costly. In Ludhiana, cheque bounce cases are handled by criminal courts under Section 138 of the Negotiable Instruments (NI) Act, 1881, making it essential to understand how to navigate the legal process effectively. With 15+ years of legal practice in Punjab and 100+ cheque bounce cases won, I'll walk you through the exact steps to win your case—whether you're seeking criminal conviction or civil recovery. WHAT IS A CHEQUE BOUNCE? (AND WHY IT MATTERS) A cheque bounce occurs when a bank returns a cheque unpaid due to insufficient funds, account closure, ...